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A Complete Guide to Windows in Florida: Types, Costs, and Hurricane Protection

Disclaimer: This guide provides general information about windows in Florida. Building codes, requirements, and prices can vary significantly by location and change frequently. All pricing information is approximate and may vary based on market conditions, location, supplier, and specific project requirements. Always consult local building authorities, licensed contractors, and current Florida Building Code for the most up-to-date requirements and specifications. The technical specifications mentioned, including building code requirements, should be verified with official sources before making any decisions.



Living in Florida means preparing your home for both stunning ocean views and severe weather conditions. Windows play a crucial role in both aspects, serving as your home's first line of defense against hurricanes while maintaining its aesthetic appeal. This guide covers everything you need to know about windows in Florida.


Types of Windows for Florida Homes

Impact-Resistant Windows

Impact-resistant windows feature laminated glass designed to withstand high winds and flying debris. While they cost 50-100% more than standard windows, they offer superior protection and can reduce insurance premiums.

Key benefits:

  • Built-in hurricane protection

  • UV protection

  • Noise reduction

  • Enhanced security

  • Insurance discounts


Double-Hung Windows

Popular in Florida homes, double-hung windows offer excellent ventilation and easy cleaning. When hurricane-rated, they provide robust protection while maintaining classic aesthetics. Costs range from $300-800 per window, plus installation.




Casement Windows

These windows swing outward, providing excellent ventilation and a clear view. Hurricane-rated versions typically cost $400-1,000 per window and offer superior wind resistance due to their design.




Hurricane Protection Options

Built-in Protection

Impact-resistant windows provide constant protection without additional preparation before storms. While initially expensive ($40-55 per square foot), they eliminate the need for storm shutters.


Roll-Down Shutters

  • Cost: $20-30 per square foot

  • Permanent installation

  • Easy deployment

  • Excellent protection



Accordion Shutters

  • Cost: $15-25 per square foot

  • Permanently attached

  • Manual operation

  • Good protection



Colonial Shutters

  • Cost: $200-500 per window

  • Decorative appearance

  • Manual installation required

  • Traditional look



Storm Panels

  • Cost: $7-15 per square foot

  • Removable

  • Require storage

  • Most economical option



Cost Considerations

Note: The following prices are estimates as of early 2024 and can vary significantly based on location, manufacturer, material quality, and market conditions. Contact local suppliers for current pricing.


Window Replacement Costs

  • Standard windows: $300-1,000 per window

  • Impact windows: $600-2,000 per window

  • Installation: $100-300 per window

  • Full house (10 windows): $4,000-23,000


Long-term Savings

  • Insurance discounts: 10-25% on home insurance

  • Energy savings: Up to 35% on cooling costs with energy-efficient windows (U-factor ≤ 0.32, SHGC ≤ 0.23)

  • Property value increase: 50-80% ROI


Florida Building Code Requirements

New construction and replacement windows must meet the 8th Edition (2023) Florida Building Code (FBC) requirements:


Energy Efficiency Requirements

  • Maximum U-factor: 0.32 for all residential windows

  • Maximum Solar Heat Gain Coefficient (SHGC): 0.23

  • Air leakage rate not exceeding 0.2 cfm/ft²

  • NFRC certification required for all windows


Energy Efficiency Terms Explained:

  • U-factor measures how well a window prevents heat transfer (lower is better)

  • SHGC indicates how much solar heat passes through the window (lower means less heat gain)

  • Air leakage rates measure air infiltration through window assembly


For optimal energy savings in Florida's climate:

  • Look for windows that meet or exceed code requirements

  • Consider Low-E glass coatings to reduce heat gain

  • Ensure proper weather stripping and installation

  • Choose ENERGY STAR certified windows when possible


Impact Resistance Requirements

  • Maximum U-factor: 0.50 for all residential windows

  • Maximum Solar Heat Gain Coefficient (SHGC): 0.25

  • Air leakage rate not exceeding 0.3 cfm/ft²

  • NFRC certification required for all windows


Impact Resistance Requirements

  • Wind resistance rating appropriate for your location

  • Impact resistance in High-Velocity Hurricane Zones (HVHZ)

  • Energy efficiency standards (U-factor ≤ 0.50, SHGC ≤ 0.25)

  • Proper installation by licensed professionals


Maintenance Tips

  • Clean tracks and hinges quarterly

  • Lubricate moving parts annually

  • Check seals and weatherstripping before hurricane season

  • Test hurricane shutters before storm season

  • Document window protection for insurance


Making Your Decision

Consider these factors when choosing windows:

  1. Location (coastal vs. inland)

  2. Budget (immediate vs. long-term costs)

  3. Aesthetic preferences

  4. Insurance requirements

  5. Time and effort for storm preparation


Get Professional Installation

For accurate pricing and expert installation of impact windows and doors in Florida, contact Johnson Brothers Construction. Our team of licensed professionals can help you select the right windows for your home while ensuring compliance with all current building codes.


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Conclusion

Investing in quality windows and protection systems is crucial for Florida homeowners. While impact-resistant windows have a higher upfront cost, they offer convenience and constant protection. Traditional windows with storm shutters provide a more economical option while maintaining safety standards. Choose based on your budget, location, and lifestyle needs.

 
 
 

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